Personal Auto Insurance
Purpose of Auto Coverage
To protect you against financial loss if you are in an auto accident.
Auto Insurance helps to pay for damage to your vehicle and/or other property that your vehicle may damage. In addition it helps pay for injuries and medical expenses (limits apply).
Vehicle owners must purchase and maintain auto insurance to legally drive in Pennsylvania.
What happens if I am sued?
A standard car insurance policy may help cover accident-related judgements and legal expenses if a suit is brought against you.
There are two types of liability car insurance: bodily injury (BI) and property damage (PD).
The insurance generally does not pay over the policy limits so it is important that you have adequate limits on your policy.