Individual P&C Services - HTA Insurance Services

Personal Insurance Services

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Protect What You’ve Worked Hard to Build

Your home, vehicles, valuables, and assets are an important part of your financial picture. As life changes, your insurance coverage may not always keep up.

HTA helps you understand what you have, identify gaps, and make sure your personal insurance still fits your life— and your budget.

Through our complimentary Personal Insurance Check-Up, we review your coverage and provide straightforward, no-pressure guidance at no cost.

Ready to get started?

Complete our Short Online Intake Form

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Why It Matters

Your personal insurance helps protect assets when the unexpected happens.

An insurance review can help answer questions like:

Is my home properly insured?
Do my auto limits still make sense?
Should I have an umbrella policy?
Am I getting the right coverage at a competitive price?
Have my policies kept up with my assets and lifestyle?

The goal is to make sure your coverage still fits your needs — without paying more than necessary.

How We Help

Our salaried advisors will:

- Review your home, auto, umbrella, and other personal coverage
- Identify potential gaps or outdated limits
- Explain your options in clear, simple terms
- Compare coverage and pricing from trusted insurance carriers
- Provide ongoing support as your needs change

Start Your Auto & Home Insurance Review

The easiest way to get started is by completing our short online intake form.

It gives our team the information needed to review your current coverage and guide your next step.

Complete our Short Online Intake Form

Prefer to complete your intake by phone?

Call us at 610.430.6650 or schedule a callback with an HTA Personal Insurance Specialist.

Why Our Clients Choose HTA

Clear, simple guidance from experienced specialists since 1999
Salaried advisors who work in our clients best interest – not commissions
Access to 20+ leading insurance carriers
Unbiased, education-first approach to help clients make confident decisions
Ongoing support as your insurance needs change

Where We Can Help

HTA currently provides Personal Insurance services in Arizona, Delaware, District of Columbia, Maryland, Nevada, New Jersey, New York, Pennsylvania, Texas, Virginia, and Washington

See What Our Clients Have to Say

“At the time of our renewal for home and auto, we wanted to shop around for the best rates. I contacted Todd Gottshall at HTA. He is highly skilled, knowledgeable and truly wants the best for his clients. The process of transferring our coverage was seamless and I highly recommend to anyone in the market!”- Krista H.

“Excellent personalized service! Russ called me back right away, able to resolve my property insurance inquiry within hours. Made the process very smooth. Happy to be doing business with HTA for our property insurance , highly recommended!” – Jen M.

“I have been working with Russ L on Home and Auto Insurance and I can’t say enough about how helpful he has been. He helped me move both my home and auto to a new carrier and I could not be happier with Russ and all the help he was! I would definitely recommend HTA for all your insurance needs!!! Awesome people.” – Tom J.

“I had the pleasure of working with Todd Gottshall, my insurance agent and now my friend. I must say, he exceeded all my expectations. From the moment I reached out with my inquiries to the finalization of my policy, Todd displayed unparalleled professionalism and expertise. He took the time to understand my needs, patiently answered all my questions, and provided me with a comprehensive insurance package tailored perfectly to my requirements. Todd’s attention to detail and commitment to exceptional service truly set him apart from others. I highly recommend him to anyone in search of top-notch insurance guidance and support. Thank you, Todd, for your outstanding assistance!” – Anthony D.

I have zero hesitation in referring clients to Tracy Keesey for commercial lines of insurance. Tracy has years of experience handling commercial products. She takes her time to understand your business needs so that your coverages make sense to your company and its bottom line.

Al DiMatteo

“Finding the right home and auto policy can seem like a daunting task. Russ Lupton is just the right man for the job! He is thorough, patient, professional, and kind. He goes the extra mile to make clients feel like they are family and to me that is the key ingredient for finding the right coverage!” – Rochelle D.

Todd Gottshall with HTA reviewed my Home, Auto and Umbrella Insurance coverages. His detailed review helped me to learn what coveragesI needed to add to my plans.
He was thorough, willing to explain all the details and compare prices.
In order to make good decisions and easily understand the details, Todd printed out both plans and we discussed all the items on both plans.
We will revisit everything later when the next Home Owner bill comes.
Even though I opted to continue my coverages with the original company, Todd offered to continue to review the details of all policies in the near future.
I thank Todd for his thorough reviews, his expertise and courtesy as we worked to make all my coverages the appropriate choices for my needs. – Annette K.