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Medicare Reimbursement

What to Know Before You Enroll

Disclaimer: HTA Insurance does not represent employer retiree plans. Please contact your employer, union, or plan administrator for details about your specific benefits.

Table of Contents

Your Medicare Benefit Options

Your Employer Reimburses for Certain Plans Only

Your employer provides a reimbursement or subsidy, but only if you choose from certain approved plans or enroll through a specific enrollment center.

Your Action Steps: 

    • Enroll in Medicare A and/or B
    • Contact your plan administrator or required enrollment center for guidance.

Important: HTA cannot enroll you in any plan that must be completed through a required benefits administrator or enrollment center.

How Medicare Works When You Retire

When you retire and leave active employer group coverage, Medicare becomes the foundation of your health insurance.

Key things to know:

  • Medicare generally becomes your primary insurance
  • Most retiree plans require you to have Medicare Part A and Part B
  • Your reimbursement typically can be used to pay for an individual Medicare coverage through your approved enroller.

Enrolling in Medicare

  • Visit our How to Enroll in Medicare page.
  • Follow the step-by-step instructions provided there.
  • Contact Social Security if you need help with the Medicare enrollment process.

Medicare Part B Premiums

  • Medicare Part B requires a monthly premium.
  • Premium amounts are based on your modified adjusted gross income from two years prior.
  • Higher-income individuals may pay an additional premium amount.
  • Review the current Income Levels and Premiums chart for the latest Part B premium information.

Have Additional Questions?

Since your plan requires enrollment through a specific benefits administrator or enrollment center, they will be the best resource for questions about your plan options, reimbursement, subsidy, or enrollment steps.

HTA is not able to assist with enrollment or service for employer-required plans, but we hope this information helps you feel more prepared as you review your options.

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F: 610.430.6652

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