Annual enrollment period
Reviewing my plan
Who needs to take action during AEP? - 1m 46s
What kind of insurance do I have? 2m 41s
Differences between Medicare Supplement and Medicare Advantage – 10m 10s
What if I don’t want to change my plan – 4m 8s
What if I don’t want to change
If you were satisfied with your plan this year, there is a good chance you will be satisfied with it next year as well. However, be careful of benefit, premium and formulary changes.
- Double check
- The new premium
- That your pharmacy is still covered
- Your medications are still covered, and quantity limits and tier rankings
- Your deductibles and copays are similar to this year
We are happy to double check everything for you and email you a copy of your plan benefits and our analysis of our findings. Simply complete our Plan Review Questionnaire and we will email your results after plans become available.
If satisfied–DO NOTHING AND IT WILL AUTOMATICALLY RENEW with new benefits and premium.
Reviewing your Coverage
We recommend that if you have a Standalone Prescription Drug Plan (Part D / PDP) or a Medicare Advantage Plan, that you review your coverage each year during the Annual Enrollment period 10/15 to 12/7.
HTA provides several options that make this easy–exclusively for our Medicare Clients!! We can EMAIL YOU your results, or review on a PHONE CALL or ZOOM MEETING.
If you are content with your current plan, after we confirm there are no major changes, you can DO NOTHING and your plan will automatically renew with the new premium and benefits.
If you are not happy with your current plan, we will help you select and enroll in a new plan.
How to best prepare for AEP - 8m 36s
Medicare Prescription Drug Plans
Shopping Part D coverage- 4m 10s
Medicare Supplement Plans
When can I shop my MS Plan- 2m 23s
Important Dates and Canceling previous Coverage
The Medicare Annual Enrollment Period runs from 10/15 to 12/7 annually. Any plan changes for Medicare Advantage (MAPD) or Prescription Drug Plans (PDP) will take effect on 1/1. If you feel you made a mistake in your selection, you can change plans as many times as you want prior to 12/7.
After 12/7, you are locked into your PDP plan for the following year. You will have one additional Medicare Advantage Open Enrollment Period from 1/1 to 3/31. At that time you can switch an existing MAPD plan or you can cancel MAPD and return to Original Medicare with a Medicare Supplement (MS may be medically underwritten to qualify).
You will not need to cancel any previous MAPD or PDP coverage. The approval of your new policy will automatically cancel any old coverage. The only plans that you will need to notify the carrier of cancelation are Medicare Supplement Plans.