Medicare and the Federal Employee Retiree Program
This page is intended for individuals who are retiring or already retired and have access to FEP Blue coverage. It is not intended for active federal employees who are still covered through current employment.
Note: HTA does not represent or service Federal Employee Program (FEP) plans. This information is for general reference only. Please visit the official FEP Blue Medicare website for details.
Do You Need Medicare Part B with FEP Blue?
This 5 minute video explains:
- Whether Medicare Part B is required
- How Medicare coordinates with FEP Blue coverage
- Potential cost savings when enrolled in Part B
- Factors to consider before making your decision
Medicare and FEP Blue Retiree Plan
Medicare & Your FEP Blue Coverage
- You are not required to enroll in Medicare Part A and Part B to remain eligible for your FEP Blue plan.
- However, enrolling in both Medicare Part A and Part B may significantly reduce your medical out-of-pocket costs.
- In many situations, members who have both Medicare Part A and Part B, along with FEP Blue may have little to no out-of-pocket costs for covered services.
Enrolling in Medicare
Most people qualify for premium-free Medicare Part A.
If You Decide to Enroll in Medicare Part B:
- Visit our How to Enroll in Medicare page.
- Follow the step-by-step enrollment instructions provided there.
- Contact Social Security if you need assistance with the Medicare enrollment process.
Important: Delaying Medicare Part B
If you choose not to enroll in Medicare Part B when first eligible:
- You may be subject to a 10% late enrollment penalty for each full 12-month period you were eligible but did not enroll.
- The penalty may be permanent and added to your monthly Part B premium.
- You may need to wait for the General Enrollment Period (January 1 – March 31) to enroll.
Medicare Part B Premiums
Before enrolling in Medicare Part B, it is important to understand:
- Medicare Part B requires a monthly premium.
- Premium amounts are based on your modified adjusted gross income from two years prior.
- Higher-income individuals may pay an additional premium amount.
- Review the current Income Levels and Premiums chart for the latest Part B premium information.
Learn More About Your Options
For detailed information, review the official FEP Blue resources to learn:
- How FEP Blue works when you have Medicare Part A and Part B
- How FEP Blue works when you do not have Medicare Part B
- Medicare benefits and coordination of coverage
Visit the official FEP Blue Medicare website: https://www.fepblue.org/our-plans/medicare
Need More Information?
Because HTA Insurance does not represent Federal Employee Program plans, we recommend contacting FEP Blue directly for plan-specific questions and coverage details.
For official information, visit:
https://www.fepblue.org/our-plans/medicare