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Umbrella Insurance  

Purpose of Umbrella Coverage

An umbrella policy protects your existing and future business assets against the cost of losing a lawsuit for another party’s  “bodily injury”, “property damage”, or “personal in­jury”.

A $1,000,000 policy typically costs under $500/year.

An umbrella policy provides excess coverage above and beyond what is provided by your underlying insurance.  It picks up where your other insurance policies leave off. It has a high deductible because the deductible is designed to be met by your other policies.  

What types of plans can be under the Umbrella?

An umbrella policy can cover many other policies.  It is important to find out if the policies need to be scheduled to be covered.  

Many umbrella policies require a certain minimum limit on the underlying policy in order to umbrella the coverage.  

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347 N. Pottstown Pike
Suite 200
Exton, PA 19341

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F: 610.430.6652

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