P&C Personal Lines – HTA Insurance Services

Property & Casualty

Personal Insurance

You’ve worked hard for what you have. We work hard to help you protect it.

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At HTA, we provide free, education-based support to help you confidently shop for and enroll in Insurance.

No Sales Pressure: Our advisors are salaried—not commission-based—so your needs always come first.
Choice & Value: Access to over 20, top insurance companies means more options to fit your goals and your budget.
Insurance Made Simple: We help you find the right coverage for your unique situation, with expert guidance every step of the way.
Ongoing Support: Unlimited assistance after enrollment, including annual reviews to keep your coverage current and working for you.

Ready for insurance that feels different?

Experience the HTA way—where education leads, your needs matter most, and your success is our priority.

Auto | Home | Umbrella | Renters

Our carriers

Partnered with 20 + carriers

What Our Clients Have to Say:

Todd Gottshall with HTA reviewed my Home, Auto and Umbrella Insurance coverages. His detailed review helped me to learn what coveragesI needed to add to my plans.
He was thorough, willing to explain all the details and compare prices.
In order to make good decisions and easily understand the details, Todd printed out both plans and we discussed all the items on both plans.
We will revisit everything later when the next Home Owner bill comes.
Even though I opted to continue my coverages with the original company, Todd offered to continue to review the details of all policies in the near future.
I thank Todd for his thorough reviews, his expertise and courtesy as we worked to make all my coverages the appropriate choices for my needs.

Annette K.

At the time of our renewal for home and auto, we wanted to shop around for the best rates. I contacted Todd Gottshall at HTA. He is highly skilled, knowledgeable and truly wants the best for his clients. The process of transferring our coverage was seamless and I highly recommend to anyone in the market!

Krista H.

I had the pleasure of working with Todd Gottshall, my insurance agent and now my friend. I must say, he exceeded all my expectations. From the moment I reached out with my inquiries to the finalization of my policy, Todd displayed unparalleled professionalism and expertise. He took the time to understand my needs, patiently answered all my questions, and provided me with a comprehensive insurance package tailored perfectly to my requirements. Todd’s attention to detail and commitment to exceptional service truly set him apart from others. I highly recommend him to anyone in search of top-notch insurance guidance and support. Thank you, Todd, for your outstanding assistance!
Anthony D.

I have been working with Russ L on Home and Auto Insurance and I can’t say enough about how helpful he has been. He helped me move both my home and auto to a new carrier and I could not be happier with Russ and all the help he was! I would definitely recommend HTA for all your insurance needs!!! Awesome people.

Tom J.

Excellent personalized service! Russ called me back right away, able to resolve my property insurance inquiry within hours. Made the process very smooth. Happy to be doing business with HTA for our property insurance , highly recommended!

Jen M

We have had the wonderful opportunity to become customers of HTA recently when our previous insurance agents transferred us to HTA. The entire company made the transition warm and welcoming and we truly feel so supported by everyone. Heather has been so helpful and responsive with auto insurance questions- being knowledgeable and timely are two really important qualities when dealing with insurance. We are looking forward to working with HTA further as we carefully consider options to optimize our coverage based on our current needs and rest assured that we will be able to do that throughout our lives even as our needs shift and change.

Katie B

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