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Annual Enrollment Period

Reviewing Your Prescription Drug Plan

Coming Soon!

Simple, step-by-step instructional video on how to shop your Part D Plan on Medicare.gov.
 

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How to Shop Your Part D Plan on Medicare.gov” video

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Changes to Medicare Part D in 2025

$2,000 Maximum Out-of-Pocket
  • All Part D plans will have a $2,000-a year-out-of-pocket limit for prescription medications.

  • $2,000 cap includes deductibles, copayments and coinsurance for covered drugs.

  • Does not apply to premiums, non-covered drugs or Part B Drugs.

Removal of Coverage Gap Phase
  • Part D plans can have a deductible up to $590.
  • Then you pay up to a 25% copayment for your medications until your total out-of-pocket costs reach $2,000.
  • Once the $2,000 cap is reached, you pay nothing. 
Medicare Prescription Payment Plan
  • Option to pay out-of-pocket prescription costs in monthly amounts over the plan year.
  • Once enrolled, no payments are made at the pharmacy, instead receive a monthly bill for drugs from Part D plan.
  • Monthly bill is based on your cost sharing and the remaining months in the plan year.
  • Contact your Part D plan in January to enroll. 

2025 Part D Changes

Additional AEP Resources

What kind of insurance do I have?

Best time to review Medicare Supplement Plan

Who needs to take action during AEP?

Differences between Medicare Supplement vs Medicare Advantage

Important AEP Dates

Do I need to cancel my previous coverage?

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Contact Us

Info@HTA-insurance.com
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F: 610.430.6652

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